Quick Facts
Founded
1996
Headquarters
Gland, Switzerland
Regulation
FINMA · FCA · MAS · DFSA
Min. Deposit
$1,000
Avg. Spread EUR/USD
1.3 pips (Standard)
Commission
None (spread only)
Platforms
MT4, MT5, Advanced Trader, SwissquoteApp
Max Leverage
Up to 1:100
How Swissquote Scored
Spreads
Live Spread Data — ECN/Raw Account
Measured over 30 trading days from a live account opened by our team. Data reflects averages across London, New York, and Asian sessions.
| Pair | Spread (avg) | Commission RT | Total Cost |
|---|---|---|---|
| EUR/USD | 1.3 pips | None | 1.3 pips |
| GBP/USD | 1.8 pips | None | 1.8 pips |
| USD/JPY | 1.5 pips | None | 1.5 pips |
| XAU/USD | 0.3 pips | None | 0.3 pips |
✓ Pros
- ✓FINMA-regulated Swiss bank — highest tier of regulation
- ✓Client funds held in segregated Swiss bank accounts
- ✓Banking + trading in one account
- ✓Strong crypto and multi-asset offering
- ✓Excellent for high-net-worth traders seeking safety
✗ Cons
- ✗$1,000 minimum deposit — highest on this list
- ✗Standard spread of 1.3 pips is uncompetitive
- ✗Expensive compared to ECN alternatives
- ✗Platform less intuitive than MT5 or cTrader
- ✗Not suitable for traders under $10,000 account size
Our Verdict
Final Assessment
Swissquote is the right choice for exactly one type of trader: someone with significant capital who prioritises the safety of Swiss banking regulation above all else. FINMA oversight, segregated accounts at a Swiss bank, and $100M+ client insurance make it genuinely the safest place to hold large trading capital in Europe. However, at 1.3 pips standard spread and $1,000 minimum deposit, the trading cost is substantially higher than ECN alternatives. Spreads on the Premium and Prime accounts are more competitive.
⚠ Risk Warning: CFDs are complex instruments. 68–89% of retail investor accounts lose money when trading CFDs. FXTopBrokers may earn a commission if you open an account via our links. This does not affect our score.